FAQs

Frequently Asked Question

Better American Group is a results-driven financial empowerment consulting agency helping individuals and business owners improve credit, secure funding, grow personal brands, acquire assets, gain financial freedom and build long-term wealth through mentorship, education, and digital marketing solutions for millions of Americans to access.

Our Done-For-You Credit Repair program is $99/month. This includes unlimited disputes, credit monitoring guidance, monthly audits, and strategic planning to permanently remove negative items. Credit monitoring is an Additional $49.99 as it allows you to DIY negative items, offer loans and gives us access to see your score on the backend of things. So, $148.99 a month no upfront fees like other companies.

You’ll receive full credit audits, custom dispute letters, unlimited monthly removals, account support, and mentorship inside our private community to rebuild your credit and unlock funding opportunities. 

Most clients see results in the first 30–90 days. While every credit profile is unique, we typically target all major negative items (collections, charge-offs, inquiries, repos, bankruptcies, and late payments) within the first 30120 days with everything off within 365 days. Client must follow instructions to keep a good credit score once items are off. You must understand the 3 bureaus respond every 30 days, your credit score report with credit monitoring updates every 30 days as well. If bureaus respond to negative items 30 days reset, if they don’t respond within 30 days, negative items are taken off. So, some things can take longer than others. 

❌ We dispute and delete 

❌ Late Payments 

❌ Charge-Offs 

❌ Medical Collections 

❌ Student Loans 

❌ Bankruptcies 

❌ Repossessions 

❌ Foreclosures 

❌ Evictions 

❌ Credit (Hard) Inquiries 

❌ Identity Theft Items 

❌ Fraud Accounts 

❌ Utility Bills & More 

❌ Debt Collections 

❌ Bankruptcies 

❌ Debt Consolidation  

❌ Any Bills 

and more — even if they were previously verified. 

Our Skool Community is $49/month and gives you 24/7 access to financial literacy training, courses, videos, funding resources, learn how to make money with new business ideas, weekly Zoom calls, $100,000 funded trading account, monthly giveaways, downloadable tools, and a network of people working toward financial freedom. 

Credit Repair is our hands-on service that cleans your credit. Skool is your educational and networking hub — where you learn how to build your credit, qualify for funding, build businesses, make more money, financial literacy courses and connect with others doing the same. 

Yes — both are required. We recommend signing up for Better American Group Skool Community and the Credit Monitoring before scheduling your onboarding call to ensure we have all the tools and support systems in place for your success. 

You’ll get a personalized 1-hour Zoom session with a mentor to go over your credit audit, Skool walkthrough, budgeting, financial goals, funding roadmap, and mentorship plan. This will be an exciting call so be prepared to take notes and ready for the next steps in your financial freedom journey. 

Yes — after your credit is in position, we help you structure your business properly and walk you through applying for $20,000–$50,000,000 in funding with banks, lenders, and our fintech partners as fast as 48 hours. 

Full transparency no company can legally guarantee results, but we’ve helped hundreds of clients remove negative items and get approved for homes, cars, and business credit in as little as 30 days depending on how good or bad credit report and business/personal structure is. 

Most companies are online scams or use outdated templates. We use custom, compliant dispute methods and advanced strategies that often remove items other services failed to delete. It will work! 

Yes. Once your credit profile is ready, we’ll guide you through getting pre-approvals for homes, vehicles, loans, apartments or credit cards — and connect you to lenders in our trusted network. 

Yes. All members get access to monthly calls, and higher-tier clients can schedule 1-on-1 mentorship sessions covering credit, funding, business, and marketing for a Monthly higher fee which is displayed on our prices page. This is for cleints who want faster results, and 1-on-1 access to setting everything up quickly by us.

We offer complete business formation, funding assistance, social media growth, ad management, SEO, influencer outreach, google business management, partnership acquisitions and monthly strategy planning for businesses looking to dominate their niche. 

Yes. We operate with transparency, legal compliance, and real testimonials from clients who have improved their credit, grown their business, or secured six-figure funding. BBB approved, Google Business Verified, social media presence and huge community  

We help creators, families, individuals, entrepreneurs, real estate agents, doctors, athletes, retirees, business owners, stay-at-home moms and your everyday average, below average or above average American who want financial freedom and online income. 

Yes, you can cancel anytime. We recommend completing at least 180 days for best results — but there are no long-term contracts, and you’re free to leave at any time.

Start by completing Step 1: Join our Better American Group Skool Community, Step 2: Set up Credit Monitoring. After that, you’ll schedule your onboarding call and begin your transformation. 

We don’t just fix credit — we empower you with the tools to fund a business, build wealth, and create a legacy. We combine elite mentorship, done-for-you services, and a winning community to help you elevate your entire life. 

A 650-credit score is regarded as “fair.” Anything under that is BAD. With a 650 score, you might get approved, but the terms and interest rate won’t be ideal. In general, a good credit score falls in the 670 – 780 range, which is considered “good” to “very good.” 

A negative item is anything that’s being reported to the credit bureaus that can negatively impact your score. Late payments, collections, charge-offs, and bankruptcies are just a few negative items you can see in your credit report. With the Credit Assessment, we will break these down for you and show you a preview of your negative items. 

With the Credit Assessment, you get to see your credit score and a quick summary of the items you have on your credit report, and we will personalize a recommendation for you. 

Yes! We show you your credit score, along with a summarized breakdown of negative items you may have that are affecting your score. 

There really is nothing to lose.
What are you waiting for?

No hidden fees, flexible plans - cancel or pause anytime