Discover which Business Funding is best for you!
We understand the challenges small business owners face when seeking funding to fuel their growth. That's why we're dedicated to providing tailored financial solutions that help entrepreneurs turn their visions into reality.
What We’ll Cover in 30 Minutes:
1. Funding Goals:
We’ll clarify how much you need, what the funds are for (working capital, expansion, equipment, real estate, acquisitions, etc.), and your ideal timeline.
2. Business Structure & Credit Profile Review:
We’ll assess if your entity is properly set up (LLC, EIN, DUNS, NAICS, etc.) and if your business and/or personal credit scores align with available funding tiers.
3. Cash Flow & Bank Statements:
We’ll go over your last 3–6 months of business bank statements to analyze monthly revenue, deposit consistency, and average daily balances.
4. Funding Options Breakdown:
We’ll share which types of funding you pre-qualify for — from term loans, lines of credit, invoice financing, merchant cash advances, asset-backed loans, to real estate-backed capital and private funding options.
5. Documentation Checklist:
We’ll go over what you need to submit for fast approvals — including your driver’s license, voided check, bank statements, tax returns (for large amounts), business plan (optional), and more.
6. Approval Process & Timeline:
You’ll get a realistic funding timeline — often same-day pre-approvals, and funding within 24–72 hours for amounts under $500K. Larger funding packages can close within 7–21 business days.
Who This Call Is For:
- Existing businesses doing at least $5,000/month
- Entrepreneurs seeking start-up capital with a strong credit profile
- Investors looking for acquisition or real estate funding
- Business owners ready to scale operations, marketing, or hire staff
📞 Let’s Get You Funded.
Whether you're building a brand or buying a building, we’ll walk you through every step of the process to get the capital you need without wasting time or hurting your credit.
Important: Please come prepared with the following:
- Last 3–6 months of business bank statements
- EIN, business name, industry info
- Personal credit score estimate
- Monthly revenue
- Funding goal and use case
Why Business Funding Is Critical for Business Growth & Ownership
Business funding isn’t a luxury — it’s a strategic tool for serious entrepreneurs. Whether you're growing your own business or acquiring another one, access to capital can mean the difference between staying stagnant and scaling to 7 or 8 figures.
Here’s why business funding is a game-changer:
1. Scale Faster Without Waiting on Profits
Relying solely on cash flow limits your ability to grow. Funding gives you the power to hire staff, launch ad campaigns, upgrade equipment, or expand locations without draining your operating income.
2. Acquire Existing Businesses or Assets
Funding lets you acquire cash-flowing businesses, buy out partners, or take over distressed companies for pennies on the dollar. Instead of building from scratch, you can buy your way into profit using leverage.
3. Protect Personal Finances & Keep Business Separate
Using personal savings or credit cards is risky. Business funding protects your personal credit and assets, keeps your finances separated, and builds your company’s creditworthiness for future opportunities.
4. Invest in Marketing & Sales
No customers = no business. With funding, you can finally invest in ads, SEO, social media, influencer marketing, and outreach to create consistent sales and revenue.
5. Upgrade Operations & Infrastructure
Need better software? A new CRM? Better equipment? Business capital lets you invest in tools and systems that save time, increase productivity, and improve customer experience.
6. Access to Larger Opportunities
With funding, you can take on bigger contracts, enter new markets, or secure bulk inventory discounts. You’ll stop thinking small and start playing in the same lane as top competitors.
7. Peace of Mind & Power
Having capital on hand allows you to operate from a position of power, not desperation. When emergencies happen or big opportunities arise, you’re ready, not scrambling.
In Short:
Funding is the fuel your business needs to grow, compete, and win. Whether you’re expanding your current brand or acquiring one that’s already thriving, business funding is how serious entrepreneurs build wealth — and stay ahead.
What We Offer
Our Services
Term Loan
A term loan is a type of loan that provides borrowers with a fixed amount of money that is repaid over a predetermined period, known as the loan term. These loans can be obtained from various financial institutions, such as banks, credit unions, or online lenders.
Equipment Financing
Equipment financing is a specialized type of business financing that allows companies to acquire the necessary equipment and machinery without the burden of making a full upfront payment. Instead, the equipment is purchased by a lender, who then leases it to the business for a fixed period
Line of Credit
Embark on a financial journey with unprecedented freedom. With a business Line of Credit, your business gains access to a world of opportunity, with no minimum time in business and no revenue requirements. We're here to support you, whether you're starting fresh or expanding your empire.
Lexington Line Of Credit (LexLOC)
The Lexington Line of Credit offers on-demand access to working capital through a flexible, revolving structure. Draw funds as your business needs them, repay on your schedule, and reuse your credit line without reapplying. With low qualification barriers and a streamlined approval process, LexLOC is built to support your growth—whether you're managing day-to-day expenses or seizing new opportunities.
SBA Loan
Accounts receivable financing is a financial alternative that utilizes your business's outstanding invoices as collateral, unlocking a lump sum of cash. Under this arrangement, invoice financing is structured to offer you an upfront payment of a certain percentage of the invoice's total value. Subsequently, the responsibility of collecting payments from your customers is assumed by the factoring company. Upon complete payment settlement, you'll receive the remaining balance of the invoice, deducting a factoring fee designated for the company's services.
Asset Based Lending
Asset Based Lending pertains to a business financing approach that hinges on utilizing a company's assets as security. This framework empowers a company to promptly tap into the working capital inherent in their assets, encompassing factors like Accounts Receivable, Equipment, and Inventory. The configuration of Asset Based loans can take the form of revolving credit facilities, affording businesses the capacity to repeatedly draw from their assets to address expenditures or seize investment opportunities in a flexible manner.
Working Capital
A working capital loan serves as a brief business financing option crafted to ensure that a company possesses sufficient funds to cover its routine operational costs. These loans generally offer swift disbursement and feature concise repayment timelines. It's worth noting that their purpose primarily centers on addressing immediate financial needs and isn't tailored for substantial, extended-term acquisitions.